Apple Card — Real Cashback. Every Day.
You are 2 steps away from your card
247 now
Real cashback.
Every day.
No annual fees. No surprises. Just money back in your pocket — deposited daily, automatically.
Apple Card
Your name here
Daily Cash
Money back.
Not points.
Every purchase earns real cashback, deposited the same day. No conversions, no expiry dates.
Partner stores
3%
Apple & partner merchants
Nike, Walgreens, T-Mobile and 100+ Apple partners. Earned automatically.
2%
Apple Pay
Any purchase made with Apple Pay, anywhere it’s accepted. Just tap your phone.
1%
Physical card
Everywhere Apple Pay isn’t accepted, your titanium card still earns cashback.
Already using Apple Pay?
You should already be earning 2% cashback on every purchase. Apply now and start today.
I want my cashback now
Features
Everything in
the Wallet app.
💳
Payment wheel
Choose how much to pay with an interactive slider. See the interest impact in real time.
📊
Weekly spending reports
Spending automatically categorized. See where you earn the most cashback.
🔒
No visible card number
No number printed on your card. Every online purchase uses a unique security code.
⚡
Instant approval
Apply on your iPhone. In minutes you can use it digitally, before your card arrives.
Apple Savings
Your cashback
earning for you.
Transfer your Daily Cash to an Apple Savings account. No minimum, no fees. Activate right from the Wallet app.
Activate Savings →
4.4%
APY per year — no minimum, no fees
0.57%
National bank
average
Real users
What users
are saying.
★★★★★
“In 6 months I earned over $180 cashback without doing anything different. Just switched to Apple Pay.”
Earned $180 in 6 months
★★★★★
“I can see exactly where I spent and how much cashback each purchase generated. Wouldn’t trade it.”
$0 in fees in 12 months
★★★★★
“Zero annual fee, daily cashback and 4.4% APY savings. Why didn’t I do this sooner?”
$340 saved at 4.4% APY
FAQ
Frequently asked
questions.
Is there an annual fee?+
No. Apple Card has no annual fee, no setup fee, and no maintenance fee. Ever.
When do I receive my cashback?+
Daily Cash is credited the same day as the purchase. You can use it immediately to pay your balance or transfer it to Savings.
Do I need an iPhone?+
To apply and manage the account, yes — iPhone with iOS 12.4 or later. For physical purchases, the titanium card works anywhere Mastercard is accepted.
Does the card show my card number?+
No. Only your name is on it. No number, no CVV, no expiration date printed. Everything is protected in the app with Face ID or Touch ID.
Can I use it before the card arrives?+
Yes! Once approved, Apple Card appears in your Wallet and you can use it via Apple Pay immediately.
Ready to earn real cashback?
Approved in minutes. No annual fee. Money back every single day.
Apple Card
No annual fee · Daily cashback · Free
Apply
